Discount Medical Plans: 6 Critical Questions

Although discount medical plans have been around for several years, some people still are confused. Just what these healthcare plans include? And how they differ from health insurance plans?.

I've listed below the top 6 questions people have asked me about medical discount plans.

But first, let me define discount health plans (or discount medical plans)...

Discount health care plans work by memberships.

You apply for membership with a company that offers the plan and agree to pay a monthly fee in return for deep discounts on medical services. The company issues you a discount card.

When you visit your physician, you simply present your card for an instant discount. Since discount plans are not insurance, you're responsible for paying for all services. In return, you're able to get medical care at a discounted rate.

Now, back to the 6 questions.

1. What's The Difference Between Discount Plans and Insurance?
An explanation of discount dental plans and how they differ from dental insurance.

2. There are so many discount plans out there, how am I supposed to find the one that's right for me?
Choosing from the many dental and discount medical plans out there can be a daunting task. This article tells you what you should consider before making that choice.

3. I already have health and dental insurance. How could a discount healthcare plan help me?
Health insurance plans don't always provide adequate coverage for those whom they insure. If you're under-insured, here's what you can do.

4. Why are so many people opting for these discount health and dental plans, since they're not health insurance?
These discount health care plans are among the fastest growing commodities in the health care plans industry, and for good reason.

5. Come on, what's the "downside" to discount plans?
While most discount plans are legitimate, there are some companies that just don't deliver on the promise.

6. How do I avoid getting ripped off by a company offering a discount plan?
Scam and fraud tactics are on the rise as medical costs continue to soar. Here's how you can avoid becoming a victim of an unscrupulous company selling discount health care plans.

Where can I find a good plan?

One place to start is on the internet.

I have researched more than 30 companies selling discount medical plans and the one I recommend is very reputable and has been around for about 15 years.

This company's medical plan includes health, dental, vision, prescription and chiropractic for about $39 a month, per household.

If you would like more information about this plan, click here.

Have a great day.
Mike Griffith
mike@ourdiscountdentalplan.com