What comes to your mind when you hear the term "discount dental plan?" Fraud? A scam? Too good to be true? Affordable alternative to dental insurance?
Whatever notion this term brings mind, one thing is certain: discount dental plans are becoming more and more popular among more than 45 million Americans who currently don't have dental insurance.
Why?
Because of the savings you realize by using these plans. The bottom line is, unless you have dental insurance (or government aid) you'll pay the full amount of your dental bill. But with a discount dental plan you could shave 50% or more off that bill, depending on the plan you choose.
I've been using discount dental plans for almost 10 years (off and on), and I've researched more than 30 companies. My conclusion: A good discount plan is one of the most practical things you can do to lower your dental expenses, especially if you don’t have dental insurance.
I place the emphasis on the word "good". Here's why...
Because you shouldn't sign up for any discount plan--no matter which company you choose -- until you know what to look for, how to choose a good plan, how they differ from dental insurance and most important, how to spot and avoid a company trying to scam you out of your hard-earned money.
And that's the focus of this web site.
Not to sell you on a particular plan or company (although I will refer you to an excellent one if you request it), but to educate you on the nuts and bolts of this thing so many people are calling an "affordable dental" plan."
One more thing.
Keep in mind that discount plans are not insurance and you are responsible for paying your bill at the time services are performed. The beauty of these plans, however, is that a discount dental plan can save you 30 to 60% off your dental bill.
And discount plans offer these extra "benefits"...
- There is no waiting period
- There is no paperwork for you to fill out
- Ongoing dental problems are accepted
- There is no age limit
- You can change dentists
- Orthodontics and cosmetic dentistry included
- Specialists are included where available
In this website I'll share with you some of the things I've learned about discount plans, help you make a more informed decision when it comes to choosing a plan and answer some of the questions people have asked me.
Discount plans are all about saving you money while providing an affordable alternative to dental insurance, which is not bad for the family budget. All this is covered in this site.
It's my hope that this web site will answer your questions about discount plans and point you to an affordable dental option.
Please click here if you have any questions, comments or suggestions.
Mike Griffith
Our Discount Dental Plan Blog
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